life insurance home > LIFE INSURANCE CALCULATOR

The following calculator provides a rough sense of your potential life insurance needs based on a methodology commonly called by experts as the Insurance Needs. For a more accurate and detailed analysis, contact a professional financial planner.

If you have questions regarding the rough estimate, please contact one of our professional life insurance agents.

FIVE STEPS TO NEEDS ANALYSIS

Enter only numbers, no commas or dollar signs.

STEP 1: Short Term Needs

Final Expenses  
Outstanding Debts
(other than your mortgage)
Emergency Expenses
STEP 2: Long Term Debts
Outstanding Mortgage
College Funding
STEP 3: Family Maintenance Expenses
Anual Income Needs
of dependents
Number of Years
Estimated Inflation Rate %
Anual Return on Investment %
STEP 4: Available Resources
Resources to meet Needs

STEP 5: RESULTS
Lump Sum Needs at Death
Present Value of Income Needs
Total Capital Needs at Death
Existing Resources
Additional Life Insurance Need
 
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